fix: make sure to correctly initialize health checks (#17765)

health checks were missing for drives replaced since

- HealFormat() would replace the drives without a health check
- disconnected drives when they reconnect via connectEndpoint()
  the loop also loses health checks for local disks and merges
  these into a single code.
- other than this separate cleanUp, health check variables to avoid
  overloading them with similar requirements.
- also ensure that we compete via context selector for disk monitoring
  such that the canceled disks don't linger around longer waiting for
  the ticker to trigger.
- allow disabling active monitoring.

cmd/format-erasure.go

@@ -663,14 +663,14 @@ func closeStorageDisks(storageDisks ...StorageAPI) {
 
 // Initialize storage disks for each endpoint.
 // Errors are returned for each endpoint with matching index.
-func initStorageDisksWithErrors(endpoints Endpoints, healthCheck bool) ([]StorageAPI, []error) {
+func initStorageDisksWithErrors(endpoints Endpoints, opts storageOpts) ([]StorageAPI, []error) {
 	// Bootstrap disks.
 	storageDisks := make([]StorageAPI, len(endpoints))
 	g := errgroup.WithNErrs(len(endpoints))
 	for index := range endpoints {
 		index := index
 		g.Go(func() (err error) {
-			storageDisks[index], err = newStorageAPI(endpoints[index], healthCheck)
+			storageDisks[index], err = newStorageAPI(endpoints[index], opts)
 			return err
 		}, index)
 	}